Cold mornings turn into a race against your thermostat when your heating system wastes a quarter of the fuel it burns. The difference between a standard boiler and a condensing unit is the difference between watching your gas meter spin and knowing every BTU is pulling its weight inside your home.
I’m Mo Maruf — the founder and writer behind The Tools Trunk. I’ve spent years cutting through efficiency ratings and real-world fuel consumption data to identify which heating systems actually deliver on their performance claims without bleeding your wallet dry on installation surprises.
This guide compares condensing gas boilers, tankless water heaters, and high-AFUE furnaces to help you find the right efficient boiler for your home’s specific layout, water demand, and climate conditions.
How To Choose The Best Efficient Boiler
The most efficient heating system won’t save you money if it’s oversized for your square footage or undersized for your hot water demand. Matching the output range to your actual load is the first step, followed by choosing the right combustion technology and heat exchanger material for your water chemistry and climate.
AFUE Rating and Condensing Technology
Annual Fuel Utilization Efficiency (AFUE) measures how much of the fuel’s energy becomes heat. A non-condensing unit typically lands between 80 and 83 percent, meaning 17 to 20 cents of every dollar goes up the flue. Condensing units reclaim heat from exhaust gases by cooling them below the dew point, pushing efficiency into the 92 to 98 percent range. The trade-off is that condensing systems require stainless steel or specialized aluminum heat exchangers to resist the acidic condensate, and they need a proper drain line for the runoff.
Sizing: BTU Output vs. Square Footage and Hot Water Demand
Oversizing a boiler causes short cycling — the unit reaches set temperature quickly, shuts off, then fires up again minutes later, wasting fuel and wearing out components. Undersizing leaves you shivering during cold snaps. A ballpark rule is 30 to 50 BTUs per square foot in moderate climates, but a proper Manual J load calculation accounts for insulation levels, window area, ceiling height, and air infiltration. If the unit also supplies domestic hot water, factor in simultaneous shower, dishwasher, and laundry use.
Heat Exchanger Material and Warranty Coverage
Stainless steel heat exchangers resist corrosion from the acidic condensate produced by condensing operation, which is why most premium boilers use them. Aluminized steel is more common in non-condensing furnaces and carries a shorter lifespan under condensing conditions. Warranty length is a strong proxy for manufacturer confidence — twelve years on the heat exchanger indicates a design expected to outlast five-year warranties. Also check parts and labor coverage, and whether registration is required within 60 days to activate the full term.
Quick Comparison
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| Model | Category | Best For | Key Spec | Amazon |
|---|---|---|---|---|
| Goodman GR9T960803BN | Gas Furnace | Two-stage comfort | 96% AFUE, 80K BTU | Amazon |
| Goodman GR9T961004CN | Gas Furnace | Larger homes | 96% AFUE, 100K BTU | Amazon |
| Rinnai i150SN | Gas Boiler | Whole-home hydronic | 150K BTU, modulating | Amazon |
| Rinnai CX199iN | Tankless Water Heater | Commercial-grade demand | 11.1 GPM, 97% efficiency | Amazon |
| Rinnai RX199iN | Tankless Water Heater | Balanced residential value | 11.1 GPM, UEF .98 | Amazon |
| Rheem Prestige 9.5 GPM | Tankless Water Heater | Whole-home continuous | 9.5 GPM, leak detection | Amazon |
| Rheem Prestige 8.4 GPM | Tankless Water Heater | Compact tank replacement | 8.4 GPM, 77 lbs | Amazon |
| Goodman GR9S960803BN | Gas Furnace | Budget-friendly 96% | 96% AFUE, 80K BTU | Amazon |
| Goodman GR9S920803BN | Gas Furnace | Entry-level 92% | 92% AFUE, 80K BTU | Amazon |
| Rinnai EX38DTP | Wall Furnace | Zone heating | 36.5K BTU, direct vent | Amazon |
| Kohler K-5535-NA | Steam Generator | Steam shower luxury | 15 kW, 60-second steam | Amazon |
In‑Depth Reviews
1. Goodman 96% AFUE Two Stage Upflow/Horizontal Multi-Speed 80k BTU Low NOx Natural Gas Furnace (GR9T960803BN)
Goodman’s GR9T960803BN hits the sweet spot for homeowners who want condensing-level efficiency without stepping up to a modulating platform. The two-stage gas valve runs on low fire about 70 percent of the time, which keeps temperature swings tighter and reduces the on-off cycling that wears out single-stage units. The multi-speed ECM motor pulls only a fraction of the wattage a PSC blower would demand, and the aluminized steel primary heat exchanger carries a limited warranty that reflects Goodman’s confidence in its corrosion resistance under normal condensing operation.
Installation is upflow or horizontal only — not downflow — so verify your basement or closet orientation before ordering. The 17.5-inch cabinet width fits standard furnace chases, and the Low NOx design meets California emission standards without sacrificing the 96 percent AFUE rating. Buyers report that the R32 sensor default on the control board must be disabled during first power-on if you’re using an R410A coil, a simple menu toggle that tripped up a few early installers.
Owners consistently praise the quiet operation and even heating across the home. The two-stage logic ramps up to high fire only when the temperature differential exceeds a few degrees, which smooths out the notorious blast-of-hot-air feeling from older single-stage furnaces. The included gas valve and control board are standard Goodman parts, so finding replacements a decade from now should be straightforward.
What works
- Two-stage operation reduces short cycling and evens out room temperatures
- Multi-speed ECM motor cuts electrical consumption versus PSC blowers
- 17.5-inch width fits standard closets with no framing modifications
What doesn’t
- Not compatible with downflow duct configurations
- R32 sensor default requires manual disable for non-A2L setups
- Some units arrive with cosmetic shipping damage to the cabinet top
2. Goodman 96% AFUE Two Stage Upflow/Horizontal multi-speed 100k BTU Low NOx Natural Gas furnace (GR9T961004CN)
The GR9T961004CN shares the same two-stage, multi-speed platform as its 80K sibling but steps up to 100,000 BTUs and a 21-inch-wide cabinet to accommodate a larger heat exchanger and blower. This is the right choice for homes in the 2,500- to 3,500-square-foot range in colder climates, or for older houses with leaky envelopes that need the extra thermal push. The 1,600 CFM blower capacity also supports larger central air conditioner coils if you’re pairing the furnace with a multi-ton AC system.
Installation mirrors the 80K model — upflow or horizontal only — and the Low NOx burner qualifies for jurisdictions with strict emissions codes. Owners report that the two-stage firing pattern cuts run time roughly in half compared to an older single-stage unit while maintaining more stable room temperatures. The aluminized steel primary heat exchanger is backed by Goodman’s standard limited warranty, though some buyers noted that the sight glass for the LED status display is difficult to read with the front panel closed.
Several reviewers mentioned arriving with extra screws loose inside the cabinet and a pinched wire on the over-temperature limit switch, so a thorough pre-fire inspection is wise. Once running, owners describe a noticeable improvement in comfort and a whisper-quiet blower that doesn’t announce each cycle. The seller communication and delivery speed earned repeated praise, with units arriving days ahead of schedule.
What works
- 100K BTU output handles large homes and cold climates with headroom
- 1600 CFM blower supports matching AC coils up to 4 tons
- Two-stage operation halves run time versus older single-stage furnaces
What doesn’t
- 21-inch cabinet may not fit existing 17.5-inch furnace chases without modification
- Sight glass for LED diagnostics is hard to read with the panel installed
- Loose debris inside cabinet requires inspection before firing
3. Rinnai i150SN Condensing Gas Boiler, Whole Home Natural Gas Heater (150K BTU)
Rinnai’s i150SN is a true condensing boiler designed specifically for hydronic heating systems — baseboard, radiant floor, or cast-iron radiators — not a tankless water heater pressed into heating duty. The stainless steel heat exchanger and modulating wire mesh burner adjust output in small increments to match the home’s heat load, which keeps the return water temperature low enough to sustain condensing mode across a wider range of outdoor conditions. The outdoor reset sensor automatically adjusts the supply water temperature based on outside temperature, preventing wasted energy during milder weather.
This boiler supports multizone control with direct connections for up to four circulator pumps or zone valves, making it suitable for homes with separate heating loops for different floors or additions. The digital interface displays supply and return temperatures, system pressure, and fault codes. A child-lock safety feature automatically shuts down central heating if the control panel is tampered with. Owners in colder climates praise the 2.5-year payback period they experienced after replacing aging atmospheric boilers, though the unit requires professional installation and may need an additional in pre-made closed tee sections to simplify the plumbing.
The warranty structure — 12 years on the heat exchanger, five on parts, one on labor for residential use — reflects Rinnai’s confidence in the stainless steel design. A handful of users reported intermittent E-110 error codes possibly related to a gas solenoid batch issue, but Rinnai’s technical support has a history of providing replacement parts under warranty. Pairing this boiler with a separate tankless water heater for domestic hot water avoids load conflicts in winter.
What works
- Fully modulating burner matches heat output to load, sustaining condensing efficiency
- Stainless steel heat exchanger resists acidic condensate corrosion
- Outdoor reset sensor adjusts water temperature for outdoor conditions
What doesn’t
- Requires professional installation and additional plumbing parts (not plug-and-play)
- E-110 error code may indicate a gas solenoid issue on some units
- Full retail price can be steep without a seasonal sale or vendor discount
4. Rinnai CX199iN Condensing Smart Sense Commercial Natural Gas or Propane Tankless Water Heater, 199,000 BTU, 11.1 GPM
The CX199iN is Rinnai’s commercial-grade tankless water heater that carries a 97 percent thermal efficiency rating — unusual for a tankless unit that isn’t a dedicated boiler. The Smart Sense gas control system automatically adjusts for natural gas or propane without a conversion kit, and the Versa Vent design allows indoor or outdoor installation using the same chassis. The 11.1 GPM flow rate supports simultaneous use of multiple showers, a dishwasher, and a washing machine without noticeable temperature drop in moderate ground-water climates.
Owners upgrading from older tankless units report dropping monthly gas consumption noticeably — one reviewer measured a 360 kWh equivalent savings in the first month compared to a heat pump hybrid water heater. The Bluetooth-based Smart Connect interface lets you monitor gas usage, set temperature schedules, and run diagnostics through the Rinnai Central App. The recirculation conversion kit is an optional add-on, but it turns this unit into a near-instant hot water delivery system if you have a dedicated return line.
The trade-off for that 97 percent efficiency is the need for professional installation and a proper condensate drain line, just like a condensing boiler. A few buyers noted that the unit is physically taller than earlier Rinnai models, requiring minor plumbing adjustments to align existing water and gas lines. The commercial warranty — five years on the heat exchanger, five on parts, one on labor — is slightly shorter than the residential warranty on the RX series, so factor that into your long-term planning.
What works
- 97 percent thermal efficiency is among the highest for tankless water heaters
- Auto-sensing gas system works with natural gas or propane out of the box
- Bluetooth app provides real-time consumption data and remote temperature control
What doesn’t
- Slightly taller chassis may require plumbing adjustments during retrofit
- Commercial warranty terms are shorter than residential Rinnai models
- Professional installation is strongly recommended, adding to upfront cost
5. Rinnai RX199iN Condensing Smart Sense Natural Gas or Propane Tankless Water Heater, Up to 11.1 GPM, 199,000 BTU
The RX199iN is the residential counterpart to the CX199iN, offering the same 11.1 GPM flow rate and Smart Sense gas switching but with a slightly higher UEF rating of 0.98. The key difference is the warranty — 12 years on the heat exchanger for residential installations versus the commercial unit’s five years — making this the better long-term bet for a family home. The compact chassis measures 18.5 by 30.11 inches, roughly the size of a carry-on suitcase, and weighs 55 pounds, which simplifies wall mounting compared to tank-style heaters.
Owners replacing 30- to 40-gallon tank heaters report dramatic space savings and the end of recovery-time waiting. Multiple reviewers with large households — three teenage girls or seven-person families — confirm that simultaneous shower, laundry, and dishwashing doesn’t drop water temperature. The Quick Flush feature simplifies annual descaling by connecting hose bibs directly to the service ports without disassembling the unit. A few buyers noted that the distance from the heater to the furthest faucet (25-plus feet) can waste softened water while waiting for hot water to arrive, so a recirculation loop is worth considering in larger floor plans.
Installation flexibility is a standout feature: the same unit can be installed indoors or outdoors using the RX-OVC vent cap, and the gas type is selectable via the control board without any physical conversion kit. Professional installation is recommended, though experienced DIY owners report straightforward setups when they follow Rinnai’s detailed manuals and use the Central App for commissioning.
What works
- UEF 0.98 delivers near-maximum condensing efficiency for a tankless water heater
- 12-year heat exchanger warranty beats commercial-series coverage significantly
- Indoor or outdoor installation with same unit via Versa Vent system
What doesn’t
- Long pipe runs to distant faucets waste water while waiting for hot arrival
- Optional Controlr WiFi module is sold separately, not included
- Condensate drain line must be routed properly for indoor installations
6. Rheem Prestige High Efficiency 9.5GPM Indoor Natural Gas Tankless Water Heater
Rheem’s Prestige 9.5 GPM model fills the gap between 8 GPM units and the full 11 GPM monsters, offering enough flow for a four-bedroom home with two showers running simultaneously plus a dishwasher. The built-in water and gas leak detection system automatically shuts the unit down and displays an error code, which is a rare safety feature at this level. The included remote control lets you set the outlet temperature from inside the shower, and the water savings mode reduces flow during low-demand periods to cut energy consumption.
The 77-pound weight hints at the stainless steel heat exchanger and thicker gauge cabinet compared to generic imported units. Owners upgrading from budget tankless heaters report that the Rheem runs quieter, delivers more consistent outlet temperatures, and doesn’t trigger lock-out errors as frequently. The control board components — inlet thermistor, heat exchanger thermistor, gas control valve, igniter assembly — are all individually replaceable, which simplifies repairs compared to sealed-chassis designs.
The most consistent complaint across buyer reviews is packaging: the box doesn’t provide enough internal bracing, and several units arrived with superficial dents or crushed corners. Amazon’s return policy covers damage, but the hassle of receiving a replacement delays installation. Once installed, the only recurring issue reported is condensation line freezing in single-digit outdoor temperatures, which can be mitigated by insulating the drain line or routing it through a heated space.
What works
- Integrated gas and water leak detection provides automatic shutdown and error codes
- Individually replaceable control components simplify long-term serviceability
- Water savings mode reduces gas consumption during low-demand periods
What doesn’t
- Factory packaging insufficient; many units arrive with cosmetic damage
- Condensate drain line can freeze in sub-20°F weather without insulation
- Requires additional external components (valves, filter, expansion tank) not included
7. Rheem Prestige High Efficiency Condensing Tankless Indoor Natural Gas Water Heater, RTGH-84DVLN-2 8.4 GPM
The RTGH-84DVLN-2 is the 8.4 GPM entry in Rheem’s Prestige condensing line, designed for homes that don’t need the top-tier flow rate but still want condensing efficiency and safety features. The water and gas leak detection system is identical to the 9.5 GPM model, and the compact dimensions — 9.8 inches deep, 18.5 inches wide — fit tighter alcoves than the larger Rheem unit. At 77.9 pounds, the weight is similar, indicating the same-grade stainless steel heat exchanger and cabinet construction.
Buyers in 1,000-square-foot homes report that the unit easily supports 50-minute showers at 120°F without dropping temperature, and the 20- to 30-second lag to reach distant faucets is standard for tankless systems without recirculation. The remote terminal block allows connection of a secondary thermostat or the optional circulation pump, which Rheem recommends for homes with more than 50 feet of pipe between the heater and the furthest fixture. A few reviewers noted that the unit requires an expansion tank and external valves not included in the box, so factor those into your parts budget.
The same packaging complaint applies here: the box provides minimal protection for a 78-pound precision appliance, and units arriving with dents or damaged corner panels is a recurring theme. Rheem’s technical support received mixed reviews — some owners praised the quick troubleshooting phone support, while others experienced long hold times and repair technicians who misdiagnosed issues. The 12-year heat exchanger warranty is competitive, but the customer service inconsistency is worth noting.
What works
- Compact 9.8-inch depth fits narrow utility closets and tight spaces
- Leak detection system provides automatic shutdown for gas or water leaks
- 12-year heat exchanger warranty matches industry-leading coverage
What doesn’t
- Poor packaging leads to frequent cosmetic damage during shipping
- Customer service quality is inconsistent based on owner reports
- External expansion tank and shut-off valves must be purchased separately
8. Goodman 80,000 BTU 96% Efficiency Multi-Speed, Single-Stage upflow/Horizontal Furnace (GR9S960803BN)
Goodman’s GR9S960803BN delivers 96 percent AFUE in a single-stage package with a multi-speed ECM blower, which is an unusual combination — most single-stage furnaces pair with a standard PSC motor to keep costs down. The ECM motor draws roughly 80 percent less electricity than a PSC equivalent, so homeowners who keep the fan running continuously for air circulation will see measurable savings on their electric bill. The 80,000 BTU input is sized for homes in the 1,800- to 2,600-square-foot range in moderate to cold climates.
Installation is upflow or horizontal only, and the 17.5-inch cabinet width matches standard furnace racks. The aluminized steel primary heat exchanger is backed by a limited lifetime warranty, and the R32-ready design means the furnace can be paired with newer A2L-compatible air conditioners when they become mainstream. Buyers report fast delivery — often within a week — and straightforward DIY installation, with one owner completing the swap in under a day. The single-stage burner fires at full output every cycle, which is less efficient than two-stage modulation but simpler to troubleshoot and repair.
The furnace does not include a horizontal kit, which must be purchased separately if you’re installing in a horizontal orientation. Several reviewers noted that the seller provided excellent communication and tracking updates, and the unit arrived undamaged thanks to sturdy packaging. The noise level is rated at 51 decibels, which is comparable to a quiet conversation and noticeably quieter than older furnaces with PSC blowers.
What works
- 96 percent AFUE with an ECM motor delivers exceptional electrical efficiency
- R32-ready design allows future pairing with A2L refrigerant AC systems
- Limited lifetime warranty on the primary heat exchanger
What doesn’t
- Single-stage burner fires at full output every cycle, lacking modulation
- Horizontal installation kit not included and must be purchased separately
- Upflow/horizontal only — not compatible with downflow duct configuration
9. Goodman 92% AFUE Single Stage Upflow/Horizontal multi-speed 80k BTU Low NOx Natural Gas furnace (GR9S920803BN)
The GR9S920803BN is the budget-conscious entry in Goodman’s condensing furnace lineup, offering 92 percent AFUE instead of 96 percent. That four-point efficiency gap translates to roughly four dollars saved per hundred dollars of gas spent — a modest difference that may take several heating seasons to recoup depending on your climate and gas rates. The trade-off is a lower upfront investment and the same ECM motor that cuts electrical consumption compared to older PSC blowers, so the operating cost picture is better than the AFUE number alone suggests.
Installation parameters mirror the 96 percent models: upflow or horizontal only, 17.5-inch cabinet width, and the same aluminized steel primary heat exchanger with a limited lifetime warranty. The 80,000 BTU input suits homes in the same 1,800- to 2,600-square-foot range, and the Low NOx burner qualifies for California and other strict emission jurisdictions. Owners consistently report that the furnace arrived fast — often within five days — and was packaged well enough to survive transit without damage, which is a notable improvement over some Rheem and Rinnai packaging complaints.
The single-stage burner is simple and reliable, but it means the furnace always runs at full output. Homeowners used to two-stage or modulating systems may notice more pronounced temperature swings and louder startup blasts. The 51-decibel noise rating is respectable, and the included gas valve and control board are standard Goodman parts available at most HVAC supply houses. The 10-year parts limited warranty requires online registration within 60 days of installation.
What works
- Lower upfront cost than 96 percent models while still qualifying as condensing
- ECM motor reduces electrical consumption versus standard PSC blowers
- Fast shipping and robust packaging survive transit reliably
What doesn’t
- 92 percent AFUE leaves four percentage points of potential savings on the table
- Single-stage burner lacks the comfort and efficiency of two-stage modulation
- Not installable in downflow orientation
10. Rinnai EX38DTP Direct Vent Wall Furnace, Indoor Propane Heater, 36,500 BTU, Beige
Rinnai’s EX38DTP is a direct vent wall furnace, not a boiler, but it earns a spot here for homeowners who need efficient zone heating in homes that lack ductwork or hydronic piping. The sealed combustion system draws outdoor air for combustion and vents exhaust directly through an exterior wall, so it doesn’t consume conditioned indoor air like a vent-free heater. The modulating gas valve adjusts output in small steps to match the room’s heat loss, which prevents the on-off cycling that makes single-stage wall heaters feel drafty between cycles.
The 36,500 BTU output covers up to 1,600 square feet, making it practical for open-plan living areas or finished basements. The cool-to-the-touch cabinet is a real safety feature for homes with small children, and the self-diagnostic electronics alert you to combustion or venting issues before they become dangerous. Owners upgrading from older Monitor or Toyotomi units describe the Rinnai as dramatically quieter, with smooth heat delivery instead of the turbo-roar of older forced-air wall furnaces. The programmable thermostat integrates with Wi-Fi systems for remote scheduling.
Installation requires cutting an exterior wall penetration for the concentric vent, which is best done by a licensed professional. The propane version uses LP gas directly without a conversion kit, but the natural gas model requires a different orifice. The 108-pound weight means wall mounting requires solid backing — not drywall alone. A few owners noted that the blower is not silent, describing it as “a little noisy” on high fire, though still far quieter than the units they replaced.
What works
- Sealed combustion prevents indoor air quality issues common with vent-free heaters
- Cool-touch cabinet increases safety for families with children
- Modulating burner maintains steady temperature without frequent cycling
What doesn’t
- Blower noise is noticeable on high fire compared to hydronic systems
- 108-pound weight requires structural wall reinforcement for mounting
- Propane and natural gas versions require different orifice configurations
11. Kohler K-5535-NA Invigoration Series Steam Generator, 15 kW
The Kohler Invigoration Series 15 kW steam generator is a different kind of heating appliance — it produces steam for shower enclosures rather than heating the whole home — but it operates on the same principles of efficient heat transfer and condensation management. The fast-response technology delivers steam within 60 seconds of activation, and the Power Clean system automates descaling to prevent mineral buildup that would otherwise reduce heat exchanger efficiency over time. The 500 cubic foot maximum volume rating covers standard residential steam showers up to roughly 6 by 8 feet with an 8-foot ceiling.
The stainless steel construction resists corrosion from the high-humidity environment, and the integrated power source simplifies electrical connection compared to generators that require separate control transformers. This unit requires either the K-5557 Invigoration steam generator control kit or the K-5548-K1 DTV+ steam adapter kit, both sold separately, which adds to the total system cost. Owners describe the steam quality as luxurious and consistent, with fine mist that fills the enclosure evenly without hot spots or dripping condensation.
Long-term owners report replacement cycles of roughly four years before internal components need attention, which is typical for steam generators that run daily. The warranty covers one year on the complete unit, which is shorter than what you would expect from a boiler or furnace, so consider an extended warranty if you’re building a steam shower into a primary residence. The aluminum enclosure is compact enough for attic or closet installation, and the stainless steel heat exchanger resists scaling better than copper or brass alternatives.
What works
- 60-second steam production eliminates the long warm-up typical in older generators
- Power Clean automation reduces manual descaling maintenance frequency
- Stainless steel construction resists corrosion in high-humidity environments
What doesn’t
- Control kit sold separately, significantly increasing total system cost
- One-year warranty is short compared to residential heating appliances
- Replacement cycle of roughly four years under daily use is typical but short
Hardware & Specs Guide
Heat Exchanger Material
Stainless steel heat exchangers are the standard for condensing boilers and tankless water heaters because they resist the acidic condensate produced when exhaust gases cool below 140°F. Aluminized steel is common in non-condensing furnaces and some lower-cost condensing furnaces, but it has a shorter lifespan under continuous condensation. Premium units like the Rinnai i150SN use a fully stainless steel primary heat exchanger backed by a 12-year warranty, while Goodman’s aluminized steel units carry a limited lifetime warranty that covers defects but not corrosion from acidic condensate.
Modulation and Stage Control
Fully modulating burners adjust gas flow in small increments to match the heating load exactly, which keeps the return water temperature low enough to sustain condensing mode across a wider range of outdoor conditions. Two-stage furnaces like the Goodman GR9T series run on low fire roughly 70 percent of the time and ramp to high fire only when the temperature differential exceeds a set threshold. Single-stage units fire at full output every cycle, which is simpler and cheaper but less efficient and creates larger temperature swings. For a boiler paired with radiant floor heating, modulation is strongly preferred because the low water temperatures maximize condensing efficiency.
Venting and Condensate Management
Condensing appliances produce acidic water (pH around 3 to 4) from the exhaust gases, which must be drained through a plastic or stainless steel line — never copper or galvanized steel. The venting material for condensing units is typically PVC, CPVC, or polypropylene, because the exhaust temperature is low enough (typically below 140°F) that metal flues are unnecessary. Direct vent models like the Rinnai EX38DTP use a concentric pipe that brings combustion air from outside and exhausts through the same wall penetration, which prevents negative pressure issues in tightly sealed homes.
Flow Rate and BTU Sizing
Tankless water heaters are sized by flow rate in gallons per minute (GPM) based on an assumed 35°F to 45°F temperature rise. A 1.5 GPM shower head plus a 1.0 GPM dishwasher plus a 0.5 GPM washing machine adds up to 3.0 GPM, which an 8.4 GPM unit handles easily in moderate climates. In colder climates where groundwater enters at 40°F, the same unit may only deliver 5.0 GPM at a 120°F outlet — a critical distinction that explains why BTU input matters as much as GPM rating. The Rinnai CX199iN and RX199iN both use 199,000 BTUs to achieve their 11.1 GPM rating at a 35°F rise.
FAQ
What AFUE rating should I look for in a condensing boiler?
Can a tankless water heater replace a boiler for home heating?
Why does my condensing boiler need a drain line?
Is a two-stage furnace worth the extra cost over a single-stage model?
Can I install a condensing boiler myself to save money?
Final Thoughts: The Verdict
For most users, the efficient boiler winner is the Goodman GR9T960803BN because its two-stage operation and 96 percent AFUE deliver measurable comfort and fuel savings without the complexity and cost of a fully modulating system. If you want stainless steel heat exchanger durability and modulating burner precision, grab the Rinnai i150SN. And for continuous whole-home hot water with near-maximum condensing efficiency, nothing beats the Rinnai RX199iN.










